Ar-Rahnu Express at Angsana Johor Bahru Mall operates within the mall at Jalan Skudai, Pusat Bandar Tampoi, 81200 Johor Bahru. Ar-Rahnu Express is a Shariah-compliant pawn-broking service operated under the Ar-Rahnu brand, which is Malaysia's Islamic alternative to conventional pawnbroking. The service is based on the Islamic principle of ar-rahnu (collateral-based financing), allowing customers to obtain immediate cash financing by pledging gold or jewellery as collateral, without interest charges that would conflict with Shariah law.
The service provides fast, short-term financing with the collateral stored securely. Customers can redeem their pledged items by repaying the financing amount plus a nominal safe-keeping fee (as opposed to the interest charged by conventional pawnbrokers). Ar-Rahnu Express is marketed with the tagline of providing immediate or urgent financing (pembiayaan segera). The Angsana Mall branch has been promoted through the mall's official TikTok account (@angsanajohorbahrumall) and the Ar-Rahnu Express Facebook page. The service is particularly popular during festive seasons when customers need quick access to cash.
Ar-Rahnu Express Angsana Mall operates during the mall's standard hours, daily from 10am to 10pm. The outlet is categorised under retail services within Angsana Johor Bahru Mall, which is managed by UDA Holdings.
+60 7-232 8309
Lot L2.33, Level, 2, Jalan Tampoi, Pusat Bandar Tampoi, 81200 Johor Bahru, Johor, Malaysia
Most recommended, and true to its name (Express) as well. Easily located from the main entrance of Angsana Mall. There were only few customer by the time I arrived, so it was not a long queue. The service was efficient, the officers are …
Kota Tinggi Nurul Syahirah
Shout out for a great service by miss shahila.. from angsana branch.. keep up a great work
Dapurberasap Cikmisi
Exceptional service from start to finish! The staff were not only professional, but also genuinely warm, attentive, and willing to go the extra mile to make sure everything was perfect. Their friendliness, patience, and attention to detail …
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Photo Gallery
Ar-Rahnu Express Angsana Mall
Air Express Storefront
A view of the interior of a store with frosted glass walls and doors. A green sign with a white 'm' logo and text that appears to say 'AIR EXPRESS' is visible on the glass. An illuminated 'KELUAR' (exit) sign is mounted on the wall above the entrance. Seating is visible inside the store.
Ar-Rahnu Express
The exterior of a business with a large glass storefront. The business name "AR-RAHNU EXPRESS" is displayed in large, illuminated letters above the entrance. The words "PAJAK GADAI ISLAM" are also visible on the signage. Inside, there are desks with computers and chairs, and a waiting area with several empty seats. A promotional poster for "EMAS TUNAI" is visible to the right.
Ar-Rahnu Express
The storefront of Ar-Rahnu Express, a business with a large black sign above the entrance that reads "PAJAK GADAI ISLAM" and "AR-RAHNU EXPRESS" in orange lettering. The entrance features a glass facade with horizontal frosted stripes. A banner on the left side of the entrance displays jewelry and text in Malay, including "JUAL EMAS & BERLIAN ANDA DI SINI" (Sell Your Gold & Diamonds Here). Inside, numbered counters are visible.
Ar-Rahnu Express
The exterior of a business with a large illuminated sign that reads "AR-RAHNU EXPRESS". The storefront features large glass windows and doors, with several service counters visible inside. Seating is arranged in front of the counters. A promotional poster is visible to the right of the entrance.
Gold Jewelry
A collection of gold jewelry pieces, including rings, earrings, and a pendant, are laid out on a white tiled surface. One ring is ornate with a floral design, another is simpler with a patterned band. There are also two hoop earrings, one with a small ball accent, and a heart-shaped charm. A small cylindrical bead is also visible.
Customer Service Area
An interior view of a customer service area with glass partitions. A digital display shows queue numbers. Two service counters are visible, labeled with numbers 1 and 2, and the text "AL RAJHI EXPRESS". Black office chairs are placed at the counters. A CCTV sign is mounted on the wall.
Receptionist at Desk
A woman wearing an orange hijab and a grey uniform is sitting at a desk, looking down at papers. She is wearing glasses and has a name tag on her uniform. On the desk, there is a calculator, a computer mouse, a keyboard, and several printed documents with QR codes. In the background, there is a glass partition with numbers visible on it.
Office Counter with Staff
A view of an office counter with staff members working behind a glass partition. On the desk in the foreground, there is a calculator, a stamp, a mousepad with a city skyline, a pen, a keyboard, and a fingerprint scanner. Behind the glass, two women wearing orange hijabs are visible, one interacting with a computer and the other facing away. Another woman is seated at a desk to the left. Numbered signs (1, 2, 3) are visible on the glass partition.
Man wearing face mask and shield at desk
A man wearing a white collared shirt, an orange face mask, and a clear face shield sits at a desk. He has his hands clasped in front of him. On the desk are papers, a mousepad with a city skyline image, a computer mouse, and a black rolling cart in the background. A mirror on the left reflects another person sitting at a desk.
Mall Interior with Signage
A view down a brightly lit mall interior with shops on either side. A directional sign hangs from the ceiling indicating directions to various areas including the Atrium Concourse, information counter, money changer, and an autopay parking machine. Shops visible include HABIB and EMAS.
Office worker at desk
A woman wearing an orange hijab and a grey uniform sits at a desk in an office. She is smiling and has her hands clasped in front of her. On the desk are a computer monitor, keyboard, mouse, calculator, and some papers. There is also a fire extinguisher visible in the background.
Customer service counter
A customer service counter with employees assisting customers. One employee is on the computer, while another is reviewing documents. A child is standing next to a customer. A stroller is partially visible in the foreground.
Office Desk with Process Information
A person in a grey blazer and orange hijab is seated at a desk, using a computer mouse. On the desk, there are several documents, including two QR codes, a document titled 'IMBAS SAYA', and a larger document detailing 'PROSES PAJAKAN' (Tax Process) and 'AR-RAHNU EXPRESS'. A pen lies on top of the documents. The background shows an office environment with a door and a window reflecting other people.
Office worker at desk
A woman wearing an orange hijab and a grey blazer sits at a desk, looking at a computer screen. She is wearing a face mask. On the desk are papers, a computer keyboard, a mouse, a fingerprint scanner, and a red coin purse. In the background, there is laboratory equipment.
Ar-Rahnu Express Process
A flowchart detailing the Ar-Rahnu Express pawning process. It outlines how the loan value is calculated based on gold price, the loan amount (75% of pawned value), and a 1% storage fee. It also lists requirements such as being 18 years or older and having an ID card or passport. The process includes options for extending the loan for 3 months or re-pawning after 6 months, with calculations for each step.
Woman in hijab at a desk
A woman wearing an orange hijab and a grey uniform sits at a white desk, covering her eyes with her hands. She has glasses on and a black mask. In the background, through a glass partition, a man is visible in a reflection, holding a phone. There are also computer monitors and shelves with bottles of water.
Woven Patterned Envelope
A hand holds a rectangular envelope with a dark blue background and a woven pattern of silver, orange, and green geometric shapes. The envelope is sealed in clear plastic.